These terms and conditions regulate use of the Loanfin website including without limitation submissions of requests for information, requests for loans and access to other online areas provided by Loanfin.
1.1. “Loanfin” means Bluff Loans (Pty) Ltd, Registration No 2017/244478/07 (“us” “we” or “Loanfin) trading as Loanfin. We are a registered Credit Provider (Credit Provider Number: NCRCP827) in terms of the National Credit Act No. 34 of 2005.
1.2. “Loanfin” means Chequered Flag Trading 112 (Pty) Ltd, Registration No 2017/246592/07 (“us” “we” or “Loanfin) trading as Loanfin. We are a registered Credit Provider (Credit Provider Number: NCRCP4631) in terms of the National Credit Act No. 34 of 2005.
1.3. “Website” means the information available via www.loanfin.co.za
1.4. “User/s, You, Your or Yourself ” means any person accessing any part of this website.
- Acceptance of Terms
By accessing and using the Website, the User agrees to be bound by the Terms set out in this legal notice. If the User does not wish to be bound by these Terms, the User may not access, display, use, download, or otherwise copy or distribute any content obtained from the Website.
These terms and conditions are not a loan agreement and only regulate your use of this Website. If you request a loan from Loanfin and conclude an agreement to repay money, each arrangement will be subject to specific terms and conditions. If your request for a loan is declined, then Loanfin will provide you with a notice.
- Content of the Website
We may modify these terms and conditions from time to time; the date of the most recent revisions will appear on this page. Continued access after revision dates will constitute your acceptance of any changes or revisions. Please ensure that you re-read these terms and conditions after changes take place.
While Loanfin every effort to update the information on the Website on a regular basis, Loanfin makes no representations or warranties (express or implied) as to the accuracy, completeness or reliability of any information, data and/or content shown on the Website.
The content expressed on this Website is of a general, informative nature, and should not be regarded as any advice whatsoever, whether of a financial nature or otherwise. Before acting on the opinion and ideas expressed on this Website, the User is encouraged to seek the appropriate advice from a requisite third party.
- Your use of the website
You agree that your use of this website is for lawful purposes only. You agree that you will not use this website for any unlawful purpose, such as gaining unauthorised access to other computer systems or transmitting unlawful material which may be a criminal offence.
There is no guarantee that you will always be able to access the website. We also cannot warrant that the website or the server that makes it available are free of viruses or other harmful components.
Through accessing this Website, the User represents and warrants that he/she is legally entitled to do so. If the User subscribes to any of Loanfin’s product offerings and/or services, then, and in such circumstances, the User warrants and represents that he/she is legally authorised and entitled to subscribe for such product offerings and/or services.
The User hereby indemnifies Loanfin against any loss, liability, damage or expense of any nature whatsoever, which the Service Provider or any of its affiliates or third parties may suffer as a result of the breach of any warranty given by the User to the Loanfin, whether such breach is directly or indirectly caused.
Loanfin reserves the right (at Loanfin’s sole discretion) to modify, withdraw and/or deny the User access to this Website by any means whatsoever.
- 3rd Party Links
Any third party wishing to link to this website from their website must obtain permission from Loanfin by directing such request to email@example.com.
The Website may, from time to time, include links to third party websites. It is hereby recorded that these links are provided in order to enhance certain featured content on the Website. These links are not intended to signify that Loanfin endorses or otherwise has any responsibility for the content of the linked third-party website. Use of these third-party links are at the User’s sole and absolute discretion and risk.
Loanfin does not endorse nor approve (whether expressed or implied) any third party’s advice, opinion, information or otherwise of any nature whatsoever.
- External Links
Wherever this website provides links to other websites, this should not be construed as constituting any relationship or endorsement of the linked third party, and reliance on any information provided by the external link is done at your own risk.
- Intellectual Property Rights & Domain Name Use
All intellectual property on the Loanfin website, including but not limited to content, trademarks, domain names, patents, design elements, software, databases, text, graphics, icons and hyperlinks are the property of or licensed to Loanfin and as such, are protected from infringement by domestic and international legislation and treaties.
We value feedback received from visitors to our site. You agree not to transmit any material that is unlawful, harmful, defamatory, abusive, threatening, vulgar or obscene. You remain liable to any third party for your comments, and we are not liable to any third party for the content of your comments. You are encouraged to report untrue, inaccurate, defamatory, illegal, infringing and/or harmful content available from our website.
We will take all reasonable steps to secure the content of the Loanfin website and the information provided by and collected from you.
- Disclaimer & Limitation of Liability
12.1. You acknowledge that the Loanfin website is supplied on an “as is” basis and has not been compiled to meet your individual requirements. It is your responsibility to satisfy yourself, prior to entering into this agreement with Loanfin, that the content available from and through the Loanfin website meets your individual requirements and is compatible with your computer hardware and/or software.
12.2. We do not make any warranties or representation that content and services available from the website will in all cases be true, correct or free from any errors. Loanfin shall take all reasonable steps to ensure the quality and accuracy of content available from the Loanfin website.
12.3. Loanfin does not make any warranties or representations that our website shall be available at all times. You acknowledge that the Loanfin website may be unavailable due to updates or other causes beyond our reasonable control, including, but not limited to electronic virus infection, unauthorised access, power failure or other “acts of God”.
12.4. Loanfin, its directors, employees, officials, suppliers, agents and/or representatives shall not be liable for any loss or damage, whether direct, indirect or consequential, or any expense of any nature whatsoever, which you may suffer, whether it arises directly or indirectly from reliance of the website and/or its content.
12.5. We shall not be responsible for any direct or indirect special consequential or other damage of any kind whatsoever suffered or incurred by you related to your use of, or your inability to access or use, the content or the website or any functionality of the website or of any linked website, even where we are expressly advised thereof.
12.6. You will indemnify Loanfin, its members, employees, officials, agents or representatives, and keep them fully indemnified, from and against any loss or damage suffered or liability incurred in respect of any third party, which arises from your use of this website.
- Mobile Devices
If you access the website from a mobile device it is your responsibility to ensure that your device, software, service provider and telephone number are both capable of supporting the technology and legally compliant with the requirements of South African legislation.
- Entire Agreement & Severability
In the event that any term or condition detailed herein is found unenforceable or invalid for any reason, such term(s) or condition(s) shall be severable from the remaining terms and conditions. The remaining terms and conditions shall remain enforceable and applicable.
If you breach these conditions and we take no action, we are still entitled to use our rights and remedies in the future and where you continue to breach these conditions.
- Applicable & Governing Law
This website is owned and operated within the Republic of South Africa. These terms and conditions are governed by the laws of the Republic of South Africa, and the user consents to the jurisdiction of the Magistrate’s Court in the event of any dispute.
- Disclosures Required by Legislation
17.1. The full name and legal status of the website owner: Loanfin
17.2. Registration number: 2017/244478/07 and 2017/246592/07
17.3. Physical address: 561 Bluff Road, Bluff, Durban, 4052
17.4. Postal address: PO Box 12788, Jacobs, 4026
Users may lodge complaints concerning the Loanfin website with Loanfin at 031 467 3627, or via firstname.lastname@example.org.